An Inquiry Into the Expediency of Dispensing With Bank Agency and Bank Paper
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| Hersteller: | Forgotten Books (Gouge, William M.) |
| Stand: | 2015-08-04 03:50:33 |
Produktbeschreibung
Excerpt from An Inquiry Into the Expediency of Dispensing With Bank Agency and Bank Paper: In the Fiscal Concerns of the United States A leading doctrine of the afore-mentioned work is, that the fiscal concerns of the United States ought to be entirely separated from the concerns of the Banks. In the First Part, one chapter is devoted exclusively to this subject. In various other places it is adverted to, and towards the close of the twenty-second chapter of the Second Part, in which chapter a narrative is given of certain proceedings of the United States Bank, it is expressly said, "If the State Banks were made the depositories of the public funds, the evil would be increased." In the early part of the year 1835, the writer made particular inquiries into the feasibility of dispensing with bank paper and bank agency in our fiscal concerns. He had long been convinced that this was quite practicable, but he never, till after having instituted this particular examination, had supposed that the money affairs of the General Government could be conducted with so very great safety, so very great ease, and so very great economy, through a system of Sub-Treasury Offices, as utterly to take away every pretext for employing any Bank in this business. The second chapter of this publication is part of an article written in 1835, but not then printed. It is possible, that under a Sub-Treasury System, the number of payments and receipts would be greater than is supposed in the second chapter. In some branches of the public service, a habit may have insensibly crept in, of "lumping" the public accounts, for the sake of convenience. Using banks as fiscal agents would naturally lead to this kind of "lumping." Be this as it may, the whole amount to be received and paid away is not so great as to make it impossible to go through the business with ease, even if the receipts and payments should be so divided as to be of no greater sum than fifty dollars each. "Lumping" is very convenient, but individualization ensures correctness. This is a leading feature in the French financial system, the machinery of which is so excellent, that it has excited the admiration of the most distinguished Political Economists of Great Britain. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
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